ARE YOU TRYING TO SAVE MONEY?
You've come to the right place. Here you'll find more
than 101 ways to save every day -- money-saving tips that could put
1000's of dollars in your pocket.
Finding it hard to make that dollar
You're not alone. Many of us are feeling the pinch
of inflation. With higher gas prices and housing costs reaching into the stratosphere, it's becoming harder
and harder to save. We need help on how to save
Wondering how you can squeeze more money out of your
no doubt about it. The price of everything is going up. In addition, we are constantly being bombarded
with enticing ads that tempt us to buy all sorts of things we don't need
robbing us of the ability to save. We need to be more careful of how and where we spend our money. Start with saving money
Worried you won't have enough money to
order to start saving all the money that you'll need for retirement, you need to
take 3 steps to set you on the road to saving money big time. If you can't manage these 3 steps, you will
forever be playing catch-up.
THIS WEEK'S SAVING GRACE
Keep Your New Years Resolutions Simple In Order To Succeed
It's a new year and time for new beginnings, but instead of making up a long list of
resolutions, try making only one -- one that is meaningful and one that you will have at
least a fighting chance of keeping. Don't make the mistake of resolving to lose weight
if you've made this a resolution for the past 20 years an haven't lost a pound. Same
goes for exercise and every other resolution that you've made and failed at. Chances are you will fare no
better this year than last or the year before that or the year before that. It's just too
Instead, opt for something that doesn't take a lot of effort, something relatively easy like
saving $1.00 a day. Buy a piggy bank or seal up a cardboard box except for a slit to
insert the money and every day put exactly $1.00 into the bank or the box. It can be a
dollar bill, 4 quarters, or a dollar's worth of change. The trick is to do it every day.
Don't cheat by putting away $7 every week. It's too easy to forget or simply not do it. Putting away
money every day helps you build a habit that, after one year, guaranteed will be hard to break.
In fact, once you get into the rhythm of saving that dollar a day, it could become an
obsession. At the end of one year when you are looking at a cool $365 in cash, you may
decide you want to up your deposit the next year. Children can also benefit from this
exercise by putting away a penny, a nickel or a dime each day from their allowance. This resolution takes
only two things -- making sure you have $1.00 in your pocket and the energy it takes to put it
in a receptacle.
Resolving to spend less is also an easy resolution to master. Simply take 5 ways to save
money from the hundred or more listed in 101WaysToSaveMoney.com
and implement them. Keep these simple as well. Resolve to buy more store brands at
the supermarket this year instead of name brands. Resolve to buy clothing only if it's on sale. Resolve
to drink only tap water or home-filtered water instead of bottled water. Resolve to get an
energy audit. Resolve to pack your lunch to take to work one day a week. Resolve to
buy one less Starbucks coffee each week. These are only a few of the ways you can
effortlessly spend less money this year.
Making a resolution you can keep is far more rewarding than the alternative.
The Saving Lady
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This Week's Saving Partner